Updated: January 2022
If you’ve recently gotten a ticket, caused an accident, or been involved in a DUI, you know how expensive and difficult it is to get car insurance as a high-risk driver. There are many carriers that will charge you impossibly high rates. It can be incredibly stressful and time-consuming for drivers in this category to find affordable insurance, but that doesn’t mean it’s hopeless -- by following our tips, you can still save on car insurance.
Even if your driving record isn’t the best, there are still likely discounts you can take advantage of:
Staying on top of your discount options is one of the best strategies for saving on car insurance despite your driving record. As small as these discounts might seem at first, they add up quickly.
Looking for other ways to save as a high-risk driver? Consider the following steps:
As much as we’ve discussed discounts and tips for finding extra savings, the long-run game is to improve your driving record. Although it can feel like a long wait, as most transgressions on your record take a few years to be wiped away, changing your driving habits now to ensure that you do not get any further driving incidents added to your record is key to getting affordable insurance in the future. Most insurers give safe drivers the lowest rates, so that’s the category you’ll want to earn your way into. If you’re wondering how exactly to drive more safely, consider enrolling in a defensive driving course to start learning.
Drivers with accidents, tickets, and DUIs on their record do usually pay more for car insurance, but that doesn’t mean you have to settle for an unreasonably high rate. By using the tips we’ve shared here and taking the time to compare carriers and quotes on our site, you can still save on car insurance.
Even if you have a bad driving record, you can still save up to $744*/year by using our site to compare quotes and carriers. Just fill in your zip code now and see how low your rates can drop!