Safe Drivers Can Save More on Auto Insurance
Driving safely is one of the best ways to lower your car insurance rates. Having a clean claims history and driving record for at least four years should qualify you for a safe driver discount of up to 40%.
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Additional Savings for Safe Drivers
A safe driver discount is only the beginning. Here are four ways you could save even more as a safe driver:
- Look into affiliation discounts. Certain large employers, unions, employment fields, or job titles could qualify you for an affiliation discount of up to 25% off. This often includes first responders, health care workers, teachers, or veterans and military members.
- Don’t forget about policy discounts. From autopay to bundling, there are various policy-based discounts that can save you anywhere from 2% to up to 20% off.
- Try a usage-based policy. Usage-based policies rely on telematics, which involve using a simple plug-in device or app to measure how you drive. Telematics can monitor a driver’s speed, braking velocity, and mileage. It can also provide feedback to help improve driving habits. A usage-based policy can be a great way to demonstrate how well you drive.
- Consider upgrading to a newer car. The newest cars typically have the latest and most advanced safety technology. If you have an older model, it could be time to upgrade to a newer car. By doing so, you could become eligible for various vehicle safety discounts of up to 10%.
Lastly, if at any time you feel your driving habits are shifting, consider taking a defensive driving course. Many are offered completely online. Getting a refresher on safe driving techniques can be a proactive way to help keep your driving record clean.
USAcarinsurance.com can help safe drivers save up to 40% off. Let’s find you the best policy at a low rate that rewards your good driving habits. Enter your zip code now to get a quote!