The car you add to your insurance policy influences how much you pay, both when it comes to rates and discounts. Car insurance companies want to mitigate risk, and offering vehicle-based discounts that encourage drivers to use safer, newer cars is one way to do so. Here are some of the most common car-based discounts:
The safer your car is, the more you’ll save. Making sure the car you drive has updated safety features can have a big effect on your insurance rates. Safety feature discounts include:
Aside from safety features, the cars you include on your policy can earn you further discounts:
Depending on your vehicle, you might be eligible for one or more of the discounts we mentioned above. There might also be policy discounts and driver discounts that work for you as well. Every insurance company offers different discounts, so your mileage will vary. When shopping for insurance, it’s a good idea to take into account which discounts each carrier offers before making a decision.
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