Updated: January 2022
The car you add to your insurance policy influences how much you pay, both when it comes to rates and discounts. Generally, the safer your vehicle is, the more you can save. Here are some of the most common car-based discounts:
The safer your car is, the more you’ll save. Both for your own safety and for your wallet’s sake, making sure the car you drive has updated safety features can have a big effect on your driving life. Safety feature discounts include:
Aside from safety features, the cars you include on your policy can earn you further discounts:
What car-based discounts come down to is this -- insurers want to mitigate risk as much as possible and ensuring that drivers are in safer cars makes that easier. While a new car is of course an expensive investment, it’s nice to know that it can at least help you get less expensive car insurance.
Depending on your vehicle, you might be eligible for one or more of the discounts we mentioned above. Every insurance company offers different discounts, so your mileage will vary. After comparing the best insurance quotes on our site, we suggest taking the time to research each of your top picks to see who might have the most discounts that work for you.
Saving on car insurance doesn’t have to be difficult -- USACarInsurance.com could save you up to $744*/year. Once you fill in your zip code, we’ll find you the lowest rates available so you can start saving today!