How Members of the Military Can Save on Car Insurance

Updated: January 2022

If you’re a veteran, you’re currently serving as a member of the military, or you’re a member of the National Guard, there are opportunities for you to save on car insurance. Most carriers offer military discounts on their policies, and while these discounts might look small on paper, they can add up fast.

Discounts for Members of the Military

As we already mentioned, many carriers offer discounts to veterans, active-duty members of the military, and members of the National Guard. How much you’ll save varies between carriers, with savings typically hovering around 15% off.

Besides a general military discount, certain carriers have added discounts that cater to the needs of active-duty service members. If you are deployed or are living on a military base and opt to store your car while it’s not in use, for example, you could pay heavily discounted rates to maintain your insurance policy for that period of time.

Other Discounts to Consider

There are plenty of other discounts to consider when purchasing insurance. Here are a few of the most common ones:

• Bundling Discounts: If you need both home insurance and car insurance, why not bundle them and save some money? Many carriers offer discounts to customers that purchase multiple policies through them.
• Safe Driver Discounts: If you maintain a clean driving record, you might be eligible for savings.
• Safe Vehicle Discounts: You can also earn discounts just by driving a car that has updated safety features, such as anti-theft features or anti-lock brakes.
• Multi-Vehicle Discounts: If you have multiple cars you need to insure, you will likely receive a discount.
• Autopay Discounts: This is an easy one. A lot of insurers will give you a small discount if you automate your payments.

There’s a wide variety when it comes to car insurance discounts, which means it’s likely you’ll be eligible for more than one. Always ask your provider what discounts they offer to make sure you’re taking advantage of as many saving opportunities as possible.

Shop Around for the Right Policy

The key to getting the best rates on your policy is to never settle for the first quote you’re offered. It’s important that all drivers take the time to research multiple carriers and check several quotes before choosing one. While we can’t tell you exactly which policy you need, it’s important that you balance your budget with your coverage needs. As you research your options, you’ll likely find that certain carriers are better-suited to your lifestyle -- there are carriers that specifically cater to veterans and active members of the military, for example.

Shopping around for the right policy might seem like a difficult undertaking, but it doesn’t have to be. Our site allows drivers to compare suitable carriers and quotes in one convenient place. We’re able to find the policies and prices that meet your needs so you don’t have to spend hours doing the research on your own. To save more on car insurance, get started with us today.

Using USACarInsurance.com to shop car insurance policies is a great way to save big -- you could save up to $744*/year. Just type in your zip code and we’ll find you the lowest rates!