Switching Policies? Get Ready to Save

Updated: January 2022

If you’re looking to save on your next car insurance policy, switching is one of the best ways to do just that. It’s important to be proactive when it comes to your insurance -- if you aren’t, there’s no way for you to know what deals are available.

Discounts for Changing Carriers

Many carriers offer discounts for new customers switching over from one of their competitors. These new customer discounts vary between carriers but are typically valid for up to the first year after your switch. Check in with your provider to see if this is an option in your case.

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Shopping Around Leads to Better Rates

As we mentioned already, drivers that stick to the same policy for years typically end up overpaying for insurance. Insurance prices fluctuate daily, so it makes sense that the amount you were quoted three years ago is out-of-date today. At a minimum, we recommend all drivers take the time to look into new quotes on a yearly basis -- whether you make the switch or not, this is an effective way to stay aware of how the market looks.

If switching policies is on your mind, you might even consider switching the type of policy you currently have. Take usage-based insurance, for example. Usage-based car policies offer drivers the opportunity to pay rates that are based on how they drive -- factors including speeding, braking frequency, and mileage are taken into consideration. For drivers that are confident in their driving habits, this can lead to notable savings over time. Even if usage-based insurance doesn’t sound like something that could benefit you, being aware of this and other trends in car insurance is important when it comes to getting the best deals possible.

Many drivers put off switching carriers because insurance shopping has traditionally been a long and grating process -- this doesn’t have to be the case, though. Our site makes it simple to compare quotes from multiple carriers and switch to a new policy with lower rates than you’re currently paying. Give us a try today and see how much you can save in just a few minutes.

Saving on car insurance can be simple -- by using USACarInsurance.com, you could save up to $744*/year. Enter your zip code and see how affordable car insurance can be!

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