Switch Policies and Save on Car Insurance

If you’re looking to save on your next car insurance policy, switching is one way to do just that.

It’s important to be proactive when it comes to your insurance in order to take advantage of any deals that might be available. In most cases, insurers don’t reward loyalty. Drivers that stay with the same carrier for years typically end up overpaying for insurance.

How to Change Your Policy for Lower Rates

There are multiple ways to change your auto insurance policy and pay lower premiums as a result. Drivers that have been with the same carrier for more than a couple of years should consider the following options:

• Discount for changing carriers. There are plenty of insurance companies that offer discounts to drivers that make the switch. This could mean up to a 15% discount just for being a new customer.
• Opting for a carrier that focuses on your driver type. There are carriers that cater towards members of the military, carriers that focus on serving drivers with bad driving records, and those that best serve safe drivers. By choosing an insurer that considers you their target customer, you might be able to take advantage of lower rates, better discounts, and more tailored services.
• Switching to a usage-based policy. If you drive less than 12,000 miles per year, consider a usage-based policy. With this type of policy, you’re only charged for how much you drive, which can lead to notable savings.
• Shopping around for better rates. As insurance prices fluctuate constantly, taking the time to regularly check in on the going rates and compare providers is a great way to ensure you don’t miss out on any savings that another carrier might be offering.

Occasionally switching insurance policies can lead to significant savings over time. By taking the time to look at and compare multiple options, drivers can take advantage of lower rates.

You could save $744* per year with USAcarinsurance.com. Enter your zip code now to drop your rates today!